AML & KYC Policy

1 Introduction

FFUNDED ("FFUNDED", "Company", "we", "our", or "us") is committed to maintaining the highest standards of integrity, transparency, and regulatory compliance.

This Anti-Money Laundering ("AML") and Know Your Customer ("KYC") Policy explains the measures we take to help prevent our Services from being used for money laundering, terrorist financing, fraud, sanctions evasion, identity theft, or other unlawful activities.

This Policy applies to all users of FFUNDED's products and services, including evaluation programs, instant accounts, affiliate programs, partner programs, customer portals, and any future services operated by FFUNDED.

2 Purpose

The purpose of this Policy is to:

• Protect the integrity of the FFUNDED platform.
• Prevent financial crime.
• Verify customer identities.
• Detect suspicious activity.
• Comply with applicable legal obligations.
• Reduce fraud and abuse.
• Protect customers and the Company.

3 Scope

This Policy applies to:

• All customers.
• Prospective customers.
• Affiliate partners.
• Introducing partners.
• Business partners.
• Contractors where applicable.
• Individuals requesting payouts.
• Any person using FFUNDED Services.

Compliance with this Policy is a condition of using our Services.

4 Our Commitment

FFUNDED is committed to maintaining effective procedures designed to identify and reduce the risk of:

• Money laundering.
• Terrorist financing.
• Fraud.
• Identity theft.
• Payment fraud.
• Chargeback abuse.
• Sanctions violations.
• Financial crime.
• Misuse of our products or services.

5 Know Your Customer (KYC)

To protect our platform and comply with legal obligations, FFUNDED may require identity verification at any time.

Verification may occur:

• Before account activation.
• During participation in our Services.
• Before payouts.
• Following account changes.
• Following suspicious activity.
• Periodically as part of ongoing compliance monitoring.

Verification requirements may change over time based on legal, operational, or security requirements.

6 Information We May Request

To verify identity, we may request one or more of the following:

Personal Information

• Full legal name.
• Date of birth.
• Nationality.
• Residential address.
• Email address.
• Telephone number.

Identity Documents

• Passport.
• National identity card.
• Driver's licence.
• Residence permit.
• Government-issued photo identification.

Address Verification

Examples include:

• Utility bill.
• Bank statement.
• Government correspondence.
• Tax document.
• Other reliable proof of residence.

Additional Documentation

Where reasonably necessary, we may request:

• Selfie verification.
• Biometric verification where permitted by law.
• Source of funds documentation.
• Source of wealth information.
• Business ownership information.
• Corporate registration documents.
• Additional compliance documentation.

7 Identity Verification Process

Verification may include manual and automated review procedures.

FFUNDED may use trusted third-party verification providers to:

• Validate identity documents.
• Detect fraudulent documentation.
• Confirm identity.
• Verify liveness.
• Identify duplicate accounts.
• Assess fraud risk.

Providing verification documents does not guarantee approval.

8 Ongoing Monitoring

Compliance is an ongoing process.

FFUNDED may periodically review:

• Account activity.
• Trading behaviour.
• Payment activity.
• Login activity.
• Device information.
• Geographic information.
• Payout requests.
• Risk indicators.

Additional verification may be requested where appropriate.

9 Risk-Based Approach

FFUNDED applies a risk-based approach to customer due diligence.

Factors considered may include:

• Geographic risk.
• Identity verification results.
• Payment methods.
• Transaction patterns.
• Account behaviour.
• Fraud indicators.
• Operational risk.
• Regulatory requirements.

Higher-risk situations may require Enhanced Due Diligence ("EDD").

10 Enhanced Due Diligence

Where appropriate, FFUNDED may conduct Enhanced Due Diligence.

EDD may include:

• Additional identity documentation.
• Source of funds verification.
• Source of wealth information.
• Additional compliance questionnaires.
• Manual compliance review.
• Senior management approval where appropriate.

11 Sanctions Screening

FFUNDED may screen customers against applicable sanctions and watchlists.

Where legally required or operationally appropriate, we may refuse or restrict Services where a match or potential match is identified.

Screening may occur:

• During registration.
• During verification.
• Before payouts.
• Periodically during the customer relationship.

12 Politically Exposed Persons (PEPs)

Where appropriate, FFUNDED may identify whether a customer is a Politically Exposed Person ("PEP") or is closely associated with one.

PEP status does not automatically prevent use of our Services but may require additional compliance procedures.

13 Suspicious Activity

FFUNDED reserves the right to investigate any activity that appears suspicious.

Examples may include:

• Identity inconsistencies.
• False documentation.
• Multiple accounts.
• Payment irregularities.
• Chargeback abuse.
• Fraudulent activity.
• Attempts to circumvent verification.
• Attempts to bypass platform restrictions.
• Unusual account behaviour.
• Activity inconsistent with normal platform use.

14 Refusal or Termination of Services

FFUNDED may refuse, suspend, restrict, or terminate Services where reasonably necessary, including where:

• Identity cannot be verified.
• False information has been provided.
• Fraud is suspected.
• Required documentation is not provided.
• Legal obligations require us to do so.
• Continued participation presents an unacceptable compliance or security risk.

Where permitted by law, FFUNDED is not required to disclose the specific reasons for compliance-related decisions.

15 Record Retention

FFUNDED may retain verification records, compliance documentation, and related information for as long as reasonably necessary to:

• Comply with legal obligations.
• Protect legal rights.
• Resolve disputes.
• Prevent fraud.
• Support regulatory compliance.
• Maintain business records.

Retention periods may vary depending on applicable law and operational requirements.

16 Data Protection

Personal information collected for AML and KYC purposes will be processed in accordance with our Privacy Policy.

Appropriate administrative, technical, and organizational safeguards are implemented to protect personal information against unauthorized access, disclosure, alteration, or destruction.

17 Cooperation with Authorities

Where required by applicable law, FFUNDED may cooperate with competent regulatory authorities, courts, law enforcement agencies, or other legally authorized bodies.

Such cooperation may include the disclosure of information where legally required or permitted.

18 False Information

Providing false, misleading, forged, altered, or fraudulent information may result in:

• Immediate suspension.
• Account termination.
• Cancellation of products or services.
• Withholding of payouts where permitted by law.
• Additional compliance review.
• Reporting to competent authorities where legally required.

19 Amendments

FFUNDED may amend this Policy from time to time to reflect:

• Changes in applicable law.
• Regulatory developments.
• Operational requirements.
• Security improvements.
• Industry best practices.

The latest version will always be available on the FFUNDED website.

20 Related Documents

This Policy should be read together with:

• Terms of Service
• Privacy Policy
• Cookie Policy
• CFDs Challenge Terms
• Futures Challenge Terms
• Instant Account Terms
• Risk Disclosure
• Partners Terms & Conditions

21 Contact

Questions regarding this AML & KYC Policy may be directed to FFUNDED using the official contact information available on our Website.