The FFUNDED Daily Loss Limit, With the Exact Numbers
The daily loss limit is the most an account may lose inside a single trading day. On FFUNDED it is 3% on the Instant plan and 4% on 1 Step, 2 Step Standard, 2 Step Pro and 3 Step. Cross it and the stage ends immediately. This page sets out how the figure is measured, which is where most traders get caught, rather than just what the number is.
How the limit is measured
Your limit is calculated from the higher of the day's starting balance or the day's starting equity. That choice of the higher figure matters more than it sounds. If you begin a day with a balance of $103,000 but open trades leave equity at $102,000, the limit is measured from $103,000, not from where your equity happens to sit.
On a $100,000 account with a 4% limit, the arithmetic runs like this:
| Day starts with | Balance $103,000, equity $102,000 |
|---|---|
| Measured from | $103,000, the higher figure |
| Allowance | 4%, so $4,120 |
| Your floor for the day | $98,880 equity |
If equity touches $98,880 at any point, that is a breach. It does not matter whether the loss is realised.
Floating losses count
The limit is monitored on equity, not on closed balance. An open position sitting deep in loss counts against your day before you close it. This is the single most common way traders breach: a losing trade is held open in the hope it comes back, equity drifts down through the floor, and the account ends while the trader is still waiting to be proved right.
There is no grace on this. The system does not wait for you to close the trade and it does not average the day out. The moment equity reaches the floor, the rule has fired.
When the day resets
The trading day runs from 17:00 New York time to 16:59 the next day, and the limit resets at that rollover. This is not midnight in your own timezone, and getting it wrong is expensive. A trader who takes losses in their evening may be trading in a fresh day already, or may be spending the last of an allowance that resets in twenty minutes. Learn where 17:00 New York falls in your own clock before you trade a session near it.
The reset is complete. A bad day does not carry into the next one through this rule, though it does still count against your maximum loss, which never resets.
What happens when it is breached
Daily Loss is a hard risk rule, which means it acts on its own and there is no warning step before it. When it fires:
- Open positions are closed.
- Trading is disabled immediately.
- The account stage ends.
- Simulated profit recorded on an account that reached a loss limit is void and carries no entitlement to a payout.
There is no warning before a hard risk rule because the limit itself is the warning. It sits on your dashboard with your own figures on it, updating every second you have a position open. Where a reset or recovery option is available for your plan, it is offered to you in your dashboard.
Trading inside the limit rather than up to it
The traders who last do not treat the published number as a target. They set a personal stop well inside it, commonly at half to two thirds of the official line, and stop for the day when they reach their own figure rather than the firm's. The official limit ends your account; a personal one just ends your session.
A worked version: on a $100,000 account the official line is $4,000. A personal stop at $2,500 with $500 of risk per trade means five consecutive full losers before you are done for the day, and you still have $1,500 of official allowance untouched as a buffer against a gap or a bad fill. That buffer is the difference between a bad Tuesday and a finished account. Our guide to why traders fail challenges covers the behavioural side of holding that line.
Every limit that applies to your account is published in full in the trading rules, and the figures per plan sit on compare plans.
Frequently asked questions
What is the daily loss limit on FFUNDED?
It is 3% of the day's starting figure on the Instant plan and 4% on the four evaluation plans, 1 Step, 2 Step Standard, 2 Step Pro and 3 Step. The percentage is measured from the higher of the day's starting balance or starting equity, and it resets at 17:00 New York time.
Do open trades count toward the daily loss limit?
Yes. The limit is measured on equity, so floating losses on open positions count against your day before you close them. A position deep underwater can breach the limit while you are still holding it, which is the most common cause of a daily breach.
What happens if I exceed the daily loss limit?
The account stage ends immediately. Open positions are closed, trading is disabled, and simulated profit on the account is void with no entitlement to a payout. Daily Loss is a hard risk rule, so there is no warning step first. Where your plan offers a reset or recovery option, it appears in your dashboard.
When does the FFUNDED trading day reset?
At 17:00 New York time. The trading day runs from 17:00 to 16:59 the following day, and your daily allowance resets at that rollover rather than at midnight in your local timezone.
Every rule above is published before you pay
Five plans, from $5,000 to $400,000 in simulated capital. No time limit on any evaluation, an 85% profit split from your first payout, and every drawdown figure stated on the plan card rather than buried in a PDF.
Accounts trade simulated capital in a demo environment. Payouts are real money based on simulated performance. Trading involves substantial risk.