FFUNDED Maximum Loss: Static and Trailing by Plan

Maximum loss is the line that ends the account rather than the stage. FFUNDED publishes a different figure and a different measurement method per plan, and the method matters at least as much as the number. Two plans measure statically from your starting balance. Three trail your highest recorded equity upward.

The figures per plan

Read that table as two columns, not one. A 10% trailing limit is not automatically more generous than an 8% static one, because the two are measured against different things.

What static means in practice

A static maximum loss is fixed against your starting balance and never moves. On a $100,000 2 Step Standard account the floor is $92,000 on the day you buy it, and it is still $92,000 after you have made $15,000 in profit.

The practical benefit is that your risk budget is knowable in advance and stays true no matter how the account performs. If your strategy's worst historical stretch is 6%, you can confirm before paying that it fits inside an 8% floor with room to spare, and that calculation never needs revisiting. Profit genuinely does buy you distance from the line.

What trailing means in practice

A trailing maximum loss follows your highest recorded equity upward. On a $100,000 1 Step account with a 6% trailing limit, the floor starts at $94,000. Run the account to $110,000 of equity and the floor has moved to $103,400 behind you. It never moves back down.

This is the part traders misread. Profit you have already made becomes part of what the limit protects, so the cushion you think you banked is smaller than it looks. A trader up $10,000 on a trailing plan does not have $10,000 of extra room; they have the same 6% of room they always had, just measured from a higher point.

The trade off is real rather than a trick. Trailing plans tend to carry a roomier headline number, which is exactly the bargain 2 Step Pro offers at 10%, and a trader whose equity curve climbs steadily may never notice the floor moving.

Both include floating losses

Like the daily limit, maximum loss counts unrealised losses on open positions. An open trade that pushes equity through the line breaches it. You do not have to close the position first, and holding on in the hope of a recovery is how the rule most often fires.

What happens when it is breached

Maximum Loss is a hard risk rule and there is no warning step. Open positions are closed, trading is disabled immediately, and the account ends rather than just the stage. Simulated profit on a breached account is void and carries no entitlement to a payout. Where a reset or a recovery option is available for your plan, it is offered to you in your dashboard.

Choosing between the two

Neither model is better in the abstract; they suit different curves.

Pick static if you want the figure that ends your account fixed on the day you buy, if your strategy has occasional deep retracements after a run up, or if you simply plan risk better against a number that does not move. 2 Step Standard and 3 Step both give you an 8% static floor.

Pick trailing if you want the roomier headline limit and your equity curve tends to climb without giving much back. 2 Step Pro at 10% gives the most absolute room of any FFUNDED plan at the point of purchase.

A useful test before you buy: take your own worst historical drawdown from a peak, not from a start, and check it against the trailing figure. Traders who only ever measure from their starting balance systematically underestimate what a trailing floor will do to them. Our static versus trailing explainer works through more examples, and every plan's figures sit on compare plans.

Frequently asked questions

Which FFUNDED plans use trailing drawdown?

Instant, 1 Step and 2 Step Pro use a trailing maximum loss that follows your highest recorded equity upward. 2 Step Standard and 3 Step use a static maximum loss measured from your starting balance, which never moves. The plan card states which model applies before you buy.

Does profit increase my remaining room on a trailing plan?

No. On a trailing plan the floor rises with your equity high, so banked profit becomes part of what the limit protects rather than extra headroom. On a static plan profit does genuinely move you further from the floor, because the floor stays where it started.

Is the maximum loss measured on closed profit or on equity?

On equity, which means floating losses on open positions count. A position that is deep underwater can breach the maximum loss while you are still holding it, without any need for you to close it first.

What happens to my account if I hit the maximum loss?

The account ends, not just the current stage. Open positions are closed, trading is disabled immediately and any simulated profit on the account is void with no entitlement to a payout. If your plan offers a reset or recovery option, it is presented in your dashboard.