FFUNDED Swap Free Accounts: Overnight Holding Without Swaps
On FFUNDED, holding a position past the 17:00 New York rollover needs the paid Swap-Free add-on, and with it no swap is charged or earned on the position, ever. Weekend holding, by contrast, is free on every plan and needs nothing. Traders searching for swap free or Islamic style accounts usually want exactly this combination, so this page explains what the add-on does, who needs it, and who can skip it.
What a swap is, and what swap free means
In leveraged trading, a position held through the daily rollover normally accrues a swap: a small credit or, more often, a debit reflecting the interest rate difference behind the pair or instrument. Held for weeks, swaps quietly compound into a real cost, and for some traders they are unacceptable in principle, which is why the industry built swap free accounts. Swap free means the rollover simply does not charge or earn anything; the mechanics of the cost it removes are covered in our general guide to overnight costs.
This is also why swap free accounts are often searched as Islamic accounts: the feature removes the interest bearing component of holding a position. FFUNDED's add-on is mechanical rather than faith specific, and it is available to anyone.
The FFUNDED rule: rollover is the line
The boundary is precise:
| Holding | What it needs |
|---|---|
| Opened and closed inside the trading day | Nothing, every plan |
| Held past the 17:00 New York rollover | The Swap-Free add-on |
| Held over the weekend | Nothing, free on every plan |
The unusual half of that table is the weekend row. Many firms treat weekend holding as the risky exception; FFUNDED makes it free on every plan while placing the line at the daily rollover instead. Holding through rollover without the add-on is against the overnight holding rule, and how that rule is applied, warnings included, is set out on the trading rules page.
Who actually needs the add-on
Be honest about your style before paying for anything:
- Intraday traders do not need it. If your positions close before 17:00 New York, the rollover never touches you. Most scalpers and day traders can skip the add-on entirely.
- Swing traders need it. If your setups routinely hold for days, the add-on is the difference between trading your plan and force-closing every evening.
- Weekend-gap traders may not need it. If your pattern is closing Friday inside the day and re-entering after the weekend, remember weekend holding itself is free; the question is only whether you cross the daily rollover on the days around it.
The add-on is bought at checkout with your plan, priced for the plan and size you pick; the pricing page shows every add-on priced for your chosen configuration before you pay.
Swap free and your other rules
The add-on changes nothing else. Your daily loss limit, maximum loss, targets and consistency rules run exactly as published, and a held position still counts its floating profit or loss against those limits like any other trade. Swap free removes a cost and unlocks overnight holding; it does not soften the risk rules around it. If you are weighing plans and styles, the FAQ covers how the add-on interacts with each plan at purchase time.
Frequently asked questions
Does FFUNDED offer swap free accounts?
Yes, as a paid add-on selected at checkout. With it, positions held past the 17:00 New York rollover accrue no swap in either direction. Without it, holding past rollover is against the overnight holding rule.
Is weekend holding free on FFUNDED?
Yes, on every plan, with or without the add-on. The line FFUNDED draws is the daily rollover at 17:00 New York, not the weekend.
Is the FFUNDED swap free add-on an Islamic account?
It delivers what Islamic account seekers usually require mechanically: no interest bearing rollover charges or credits at all. The add-on is not marketed as a religious product and is available to every trader; whether it satisfies your specific requirements is your judgement to make.
Do day traders need the swap free add-on?
No. If your positions are closed before the 17:00 New York rollover, swaps never apply and the overnight rule is never in play. Buy it only if holding positions overnight is genuinely part of your strategy.
Every rule above is published before you pay
Five plans, from $5,000 to $400,000 in simulated capital. No time limit on any evaluation, an 85% profit split from your first payout, and every drawdown figure stated on the plan card rather than buried in a PDF.
Accounts trade simulated capital in a demo environment. Payouts are real money based on simulated performance. Trading involves substantial risk.